Cashflow: Keeping top tips top of mind
We all like a good cost saving tip, even if it is something we already know, it never hurts to revisit some top tips and take a look at our current situation to see if there are savings to be…
February 2019 Market Wrap
Shares rebound January was a more positive month for investors after December’s volatility, with shares recovering most of their late 2018 losses. Global shares rose by 7.1% and 4.1% in hedged and unhedged terms respectively. US shares, having led December’s…
January 2019 Market Wrap
Shares plummet; bonds rally December was a poor month for share investors as a concerning mixture of rising US interest rates, a slowdown in eurozone business confidence, weaker Chinese growth and rising political tensions saw global markets plummet. Global shares…
December Market Wrap
Geopolitical events dominate Global shares failed to rebound in November as geopolitical events dominated markets. In unhedged terms, global shares fell -1.8 % but they were up 1.2% in hedged terms due to a stronger Australian dollar. The outcome of…
November Market Wrap
Market volatility returns in October Even though economic fundamentals remained strong, market volatility returned in October with share markets tumbling worldwide. Global shares returned -6.9% and -5.4% in hedged and unhedged terms respectively. The S&P 500 fell almost 7%, leaving…
Six ways to get the most out of a windfall
Received a large sum of money? By taking some practical steps, you can make sure your newfound wealth goes a long way. Research has shown that on average, people who receive an inheritance spend about half of it.1 So how can…
How to manage finances in a relationship
Couples can reach their shared goals by keeping their finances healthy. Whether they’re saving for a house or a holiday or seeking to grow or preserve their family wealth, couples can reach their common goals by managing their money well…
Here’s why you need income protection
Your ability to earn an income is usually one of your biggest assets, so why not protect it? A sudden illness or injury can keep you from working and leave you in financial difficulty. You may get help from a…
Five ways to keep your business debt under control
Managing your business debt can help you steer clear of financial trouble Piling up a lot of debt could leave your business in financial difficulty or, worse, bankrupt. Here are five ways that may help you manage debt and avoid…
Boost your super with the work test exemption
If you’re a recent retiree and looking to increase your superannuation savings, here’s some good news for you. The Australian Government is proposing to make it easier for recent retirees to save more super by allowing them to contribute for…